Platform / Mast Origin

Mast Origin

The control plane above your core, servicing, decisioning and bureau systems.

Mast Origin is a headless, API-first origination platform that orchestrates the full application-to-completion workflow. It sits above the specialist systems you already run, so policy, journeys, and AI agents live in Mast while execution stays in your core, servicing, and decisioning stack.

Capabilities

What it does.

Composable journey engine

Model applications, checks, documents, and decisions as reusable blocks. Reuse the same journey across broker, direct, branch, and API partners.

Policy-as-code

Version-controlled rules with diff, review, and rollback. Champion and challenger on live traffic before you promote a change.

Deep integrations

Connect to core banking, servicing, decisioning, bureaus, CRM, valuations, and data providers through a clean, event-driven interface.

Agent-ready surface

MCP-native, with policy guardrails and full audit trails so AI agents can operate on Mast without becoming a compliance risk.

Unified audit trail

Every input, rule, override, and agent action captured against the case. Reproducible for internal review and regulators.

Self-service configuration

Product, ops, and policy teams can change rules and criteria without an engineering release. Journeys and forms stay under engineering control so quality and compliance are protected.

Use cases

Where it fits.

  • New business origination across broker, direct, and branch channels

  • Complex, multi-product journeys with shared policy

  • Replacing brittle point-to-point integrations across origination stacks

  • Running AI agents inside a regulated origination workflow

Integrates with

Plays well with the stack.

  • Core banking platforms and systems of record

  • Credit bureaus, data providers, and KYC/AML sources

  • Valuations, property data, and fraud intelligence

  • CRM, servicing, and document platforms

Outcomes

What good looks like.

Application to completion

One workflow, one audit trail, from first click through to funded loan.

Weeks, not quarters

Ship journey and policy changes independently of core release cycles.

Mast is the specialist system

Use it next to your existing stack or replace it, depending on what you need.

Journeys

Shipped out of the box.

Production journeys running on Mast today, from vanilla residential through to the long tail of specialist cases.

  • Residential
  • Buy-to-Let
  • Limited Company Buy-to-Let
  • Expat BTL
  • Credit Repair
  • Self Build
  • Shared Ownership
  • Foreign/Expat Residential
  • Joint Borrower Sole Proprietor
  • High Income Multiple
  • Family Assist
  • Later Life Lending
  • Retirement Interest Only
  • Second Home
Full platform

See the full platform

Mast Origin plus the modules that plug into it.

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See Mast Origin in action

Walk through your workflow with the team and see how it fits.

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