Solutions / Underwriting & Credit Risk

Underwriting, augmented by AI.

For heads of underwriting, credit policy, and decisioning.

Turn policy into code. Version it, test it, deploy it in minutes, and keep a complete audit trail on every decision, whether it was made by a human, a rule, or an AI agent.

Comparison

From how it is, to how it should be.

The friction underwriting & credit risk teams live with today, and the Mast capability that replaces it.

Before Mast
With Mast

Policy locked in documents and spreadsheets

01

Policy-as-code

Underwriting rules under version control. Diff, review, and deploy in minutes with a full history of every change.

No safe way to test rule changes before they hit production

02

Underwriting copilot

AI reviews documents, flags exceptions, and summarises cases for underwriters, keeping humans in control of the decision.

Manual reviews on cases that could have been automated

03

Champion / challenger

Run policy variants side by side on live traffic. Measure impact before you promote a change.

Audit trails scattered across systems and screenshots

04

Complete decision audit trail

Every input, rule, override, and AI action captured against the case, ready for internal review and regulators.

Outcomes

What good looks like.

More auto-decisions

Push the automation frontier without losing control of policy.

Faster policy changes

Ship a rule update in minutes with full test coverage.

Audit-ready by default

Every decision reproducible, with no forensic reconstruction needed.

Explore

The Core Suite

Originations, Servicing, and Decisioning: the products behind every persona journey.

See products
Talk to us

See Mast for Underwriting & Credit Risk

Walk through your workflow with the team and see how Mast maps to it.

Get in touch