Platform / Product Engine

Product Engine

Model every product, rate, and fee as configuration, not code.

The Product Engine is where your lending catalogue lives. Rates, fees, LTV bands, term ranges, incentives, and eligibility criteria are all first-class configuration, versioned and testable. Product managers can shape and ship new propositions in hours, with engineering only involved when a genuinely new capability is needed.

Capabilities

What it does.

Versioned product catalogue

Every product, rate card, and fee schedule is versioned, diffable, and rollback-safe. See exactly what was live on any given day.

Rich pricing model

Tiered rates, LTV and loan-size bands, incentives, cashback, product fees, and cross-subsidies modelled as data, not bespoke code.

Eligibility and matching

Attach eligibility criteria to products so the same rules govern search, DIP, and full application.

Effective dating

Schedule products, rates, and fees to go live at a specific date and time, with clean cut-over across every channel.

Test in the open

Champion and challenger new products against real cases in a sandbox before you promote them to live traffic.

One source of truth

The same catalogue powers calculators, broker portals, direct journeys, and downstream servicing.

Use cases

Where it fits.

  • Launching new products or ranges without an engineering release cycle

  • Repricing and reissuing rate cards in response to market moves

  • Running limited-time propositions with clean start and end dates

  • Retiring legacy products without leaving orphaned journeys

Integrates with

Plays well with the stack.

  • Mast Origin journeys, calculators, and portals

  • Downstream servicing and core banking for product mastering

  • Analytics and BI for product performance

Outcomes

What good looks like.

Hours, not sprints

Ship a new product or reprice a range without waiting on engineering.

Zero drift

Every surface shows the same product, priced the same way.

Confident change

Version, diff, and roll back product changes with a full audit trail.

Full platform

See the full platform

Mast Origin plus the modules that plug into it.

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See Product Engine in action

Walk through your workflow with the team and see how it fits.

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