Commercial and structured real estate, engineered for speed and precision.
For banks, building societies, and specialist property lenders.
Commercial property lending spans everything from a single owner-occupied unit to multi-entity, multi-tranche facilities. Mast is the origination layer for that whole range, holding group structures, lease data, and drawdown milestones in one case record so underwriters work from a single source of truth.
The friction commercial & structured real estate lending inherits.
Borrower structures spread across parent companies, subsidiaries, and special purpose vehicles
Rent rolls and lease data locked in static PDFs and spreadsheets
Staged drawdowns and milestone monitoring tracked outside the lending system
Credit papers written by hand for every case
What Mast brings to commercial & structured real estate.
Multi-entity borrower and group structuring
Parent companies, subsidiaries, and special purpose vehicles modelled natively in one case record, with KYC and KYB flowing through the same workflow.
Lease and rent roll intelligence
Lease schedules and rent rolls extracted from uploaded documents into structured data you can test policy against, with exceptions flagged for review.
Multi-tranche facilities and staged drawdowns
Facility structures, tranches, and development drawdowns managed with configurable milestones, so release conditions live alongside the decision.
Towards AI-assisted credit papers
We are working with lenders to bring AI-assisted case narratives to commercial credit, building on the structured case data Mast already holds.
Towards due diligence orchestration
We are working towards coordinating valuers, solicitors, and monitoring surveyors through one workflow, with clear visibility on every dependency.
What good looks like.
Group and SPV structures are reused across cases instead of rebuilt per deal.
Commercial criteria, covenants, and appetite managed as versioned rules, not spreadsheets.
Every commercial deviation recorded with reason, reviewer, and timestamp.
Commercial & Structured Real Estate journeys on Mast.
Journeys currently in preview. Available for early access and co-development with select lenders.
- Owner-Occupied CommercialPreview
- Commercial InvestmentPreview
- Semi-Commercial (Mixed Use)Preview
- Structured Debt FacilitiesPreview
- Development and Heavy RefurbishmentPreview
- Multi-SPV and Joint Venture FacilitiesPreview
See Mast for Commercial & Structured Real Estate
Walk through your product with the team and see how Mast maps to it.
Get in touch