Later life lending, with care built into the workflow.
For lifetime mortgage, retirement interest only, and equity release providers.
Later life lending demands rigorous suitability, vulnerability, and legal checks across lifetime mortgages, RIO, and equity release. Mast wires those requirements directly into the journey so advisers and underwriters have the right prompts, controls, and evidence at every step.
The friction later life lending lending inherits.
Vulnerability and suitability evidence stored across systems
Legal, medical and valuation dependencies that stall cases
Complex product features: drawdown, inheritance protection, downsizing
Regulatory scrutiny that punishes weak audit trails
What Mast brings to later life lending.
Vulnerability-aware journeys
Prompts, safeguards, and evidence capture surface where they matter, with a full record against the case.
Suitability and advice records
Structured suitability data captured at the point of advice, not reconstructed months later.
Legal and valuation orchestration
Coordinate solicitors, surveyors, and providers through one workflow with clear SLA visibility.
Complex product support
Drawdown, inheritance protection, and downsizing modelled as first-class product features, not workarounds.
What good looks like.
Suitability and vulnerability decisions reproducible for review and audit.
Legal and valuation bottlenecks visible and actively managed.
Proud member of the Equity Release Council, aligned with sector standards.
Later Life Lending journeys on Mast.
Production journeys you can turn on today, configured to your policy and criteria.
- Later Life Lending
- Retirement Interest Only
Journeys currently in preview. Available for early access and co-development with select lenders.
- Equity ReleasePreview
See Mast for Later Life Lending
Walk through your product with the team and see how Mast maps to it.
Get in touch