Residential lending, rebuilt for the AI era.
For prime and near-prime owner-occupier mortgages.
Residential is the volume workhorse. Mast gives you a single origination surface for direct and intermediary channels, real-time affordability, and policy-as-code that keeps every decision explainable at scale.
The friction residential lending inherits.
Prime volumes demand fast, consistent decisioning
Broker portals lag behind direct experiences
Affordability rules change often and are hard to test
Manual document handling slows every case
What Mast brings to residential.
Real-time affordability and eligibility
Decision engines run the same rules for brokers, direct applicants, and branch staff, with instant feedback on every input.
Document intelligence
AI extracts income, ID, and property data from uploaded documents and flags exceptions for human review.
Policy-as-code
Your lending policy becomes a golden source in Mast. Version, diff, and deploy affordability and credit policy in minutes, with a full audit trail on every change. No more Excel and Word documents.
Broker and direct in one platform
One journey engine powering intermediary portals, direct applications, and branch, with consistent decisions across every channel.
What good looks like.
Compress DIP and offer cycles on qualifying cases from days to minutes.
Fewer drop-offs from missing documents and stalled applications.
Every channel decisions the same case the same way, by design.
Residential journeys on Mast.
Production journeys you can turn on today, configured to your policy and criteria.
- Residential
- Credit Repair
- Self Build
- Shared Ownership
- Foreign/Expat Residential
- Joint Borrower Sole Proprietor
- High Income Multiple
- Family Assist
- Second Home
See Mast for Residential
Walk through your product with the team and see how Mast maps to it.
Get in touch